Enter Your Household Details
All fields are estimates. Results are based on HUD NYC AMI figures, which update annually.
Estimates only. Not legal advice. Actual eligibility depends on the specific building's offering plan, which varies from building to building. This tool shows whether your income is in the general range for HDFC co-ops. It does not guarantee eligibility for any specific building. Contact Milton Coste, Licensed Real Estate Associate Broker, for a full screening and building-specific analysis.
How the Calculator Works
This tool compares your gross annual household income against the HUD NYC Area Median Income (AMI) table for 2026. Most HDFC buildings cap purchaser income at 120% to 165% AMI, though the exact cap is set in each building's individual offering plan.
Green
Income likely within range for buildings capped at 120% AMI or above. Most HDFC buildings fall here.
Yellow
Income within range for buildings capped at 165% AMI but above the 120% AMI cap. Fewer buildings qualify.
Red
Income above the 165% AMI ceiling. Most HDFC buildings would not be eligible at this income level.
AMI = Area Median Income for the New York City metro area, published annually by HUD. 2026 figures are estimates based on HUD historical data. Confirm current figures at huduser.gov.
Ready to Find HDFC Buildings That Match?
I screen HDFC inventory across the RLS feed and can identify buildings where your income qualifies. Let's talk through your specific situation.
Milton Coste | Licensed Real Estate Associate Broker | Keller Williams NYC | License #10401274378