Housing Development Fund Corporation
NYC HDFC Co-ops
113 HDFC co-ops available
Affordable housing • Income restrictions apply • Lower prices than market rate
What is an HDFC Co-op?
HDFC (Housing Development Fund Corporation) co-ops are affordable housing units with income restrictions. Buyers must meet income limits (typically 80-165% of Area Median Income) to qualify.
113
Available
$95K
Starting From
$426K
Average Price
31
Neighborhoods
HDFC by Neighborhood
HDFC Co-ops for Sale
113 listings
Active
$275,000
Co-op$643/mo maintenance
128 W 138th Street #3E
Central Harlem
Active
$229,000
Co-op$830/mo maintenance
2146 CORTELYOU Road #1R
Flatbush
Active
$500,000
Co-op$328/mo maintenance
317 E 3rd Street #11
East Village
Active
$220,000
Co-op$654/mo maintenance
828 GERARD Avenue #2E
Concourse
Active
$449,000
Co-op$350/mo maintenance
350 S 4th Street #3F
Williamsburg
Active
$425,000
Co-op$1,198/mo maintenance
137 W 142nd Street #2B
Central Harlem
Active
$315,000
Co-op$490/mo maintenance
157 W 123RD Street #2H
South Harlem
Active
$699,000
Co-op$1,800/mo maintenance
409 EDGECOMBE Avenue #2A
Hamilton Heights
Active
$148,000
Co-op$454/mo maintenance
425 E 153RD Street #3A
Melrose
Active
$1,350,000
Co-op$1,116/mo maintenance
533 E 6TH Street #5
East Village
Active
$225,000
Co-op$1,050/mo maintenance
94 Hamilton Place #6E
Hamilton Heights
Active
$475,000
Co-op$650/mo maintenance
149 S 4th Street #1
Williamsburg
Active
$165,000
Co-op$750/mo maintenance
185 E 163RD Street #F4
Concourse Village
Active
$574,999
Co-op$1,720/mo maintenance
1885 LEXINGTON Avenue #3E
East Harlem
Active
$375,000
Co-op$850/mo maintenance
152 E 118th Street #5E
East Harlem
Active
$675,000
Co-op$748/mo maintenance
316 W 47TH Street #4F
Hell's Kitchen
Active
$650,000
Co-op$810/mo maintenance
535 W 52ND Street #6B
Hell's Kitchen
Active
$365,000
Co-op$490/mo maintenance
157 W 123RD Street #2C
South Harlem
Active
$450,000
Co-op$2,290/mo maintenance
11 St Nicholas Avenue #5A/5H
Harlem
Active
3D
$500,000
Co-op$632/mo maintenance
118 SCHENECTADY Avenue #109
Weeksville
Active
$595,000
Co-op$900/mo maintenance
7 W 92nd Street #3A
Upper West Side
Active
$389,000
Co-op$267/mo maintenance
157 BROOME Street #5E
Lower East Side
Active
$275,000
Co-op$1,270/mo maintenance
126 E 30th Street #1B
NoMad
Active
$379,000
Co-op$1,270/mo maintenance
126 E 30th Street #1A
NoMad
Active
$389,000
Co-op$733/mo maintenance
209 W 118TH Street #3F
South Harlem
Active
$749,000
Co-op$929/mo maintenance
209 W 118TH Street #5K
South Harlem
Active
$419,000
Co-op$1,198/mo maintenance
137 W 142ND Street #4A
Central Harlem
Active
$770,000
Co-op$620/mo maintenance
582 MORGAN Avenue #3A
Greenpoint
Active
$145,000
Co-op$1,105/mo maintenance
1200 WOODYCREST Avenue #2C
Highbridge
Active
$145,000
Co-op$1,105/mo maintenance
1200 WOODYCREST Avenue #1C
Highbridge
Active
$899,000
Co-op$640/mo maintenance
111 S 3RD Street #5F
Williamsburg
Active
$600,000
Co-op$969/mo maintenance
101 LINDEN Street #4E
Bushwick
Active
$1,150,000
Co-op$897/mo maintenance
1864 ADAM C POWELL Boulevard #74
South Harlem
Active
$995,000
Co-op$892/mo maintenance
1864 ADAM C POWELL Boulevard #64
South Harlem
Active
$155,000
Co-op$350/mo maintenance
157 W 123rd Street #3E
Harlem
Active
$230,000
Co-op$477/mo maintenance
36 W 138th Street #52
Harlem
Active
$399,000
Co-op$691/mo maintenance
527 W 143rd Street #1
Hamilton Heights
Active
3D
$350,000
Co-op$792/mo maintenance
258 W 117th Street #24W
Harlem
Active
$295,000
Co-op$718/mo maintenance
566 W 159TH Street #34
Washington Heights
Active
3D
$450,000
Co-op$929/mo maintenance
209 W 118TH Street #3M
South Harlem
Active
$585,000
Co-op$1,240/mo maintenance
15 E 131ST Street #2A
Central Harlem
Active
$450,000
Co-op$862/mo maintenance
4-6 W 105th Street #6-A
Upper West Side
Active
3D
$1,100,000
Co-op$1,250/mo maintenance
800 Riverside Drive #1C
Washington Heights
Active
$159,000
Co-op$621/mo maintenance
229 W 144th Street #41
Harlem
Active
$555,000
Co-op$933/mo maintenance
50 W 106TH Street #8B
Manhattan Valley
Active
$1,350,000
Co-op$1,543/mo maintenance
1855 ADAM CLAYTON POWELL JR Boulevard #5C
South Harlem
Active
$450,000
Co-op$578/mo maintenance
611 W 156TH Street #55
Washington Heights
Active
$400,000
Co-op$704/mo maintenance
237 Hancock Street #11
Bedford-Stuyvesant
Active
$515,000
Co-op$434/mo maintenance
311 E 3RD Street #3
East Village
Active
$400,000
Co-op$1,325/mo maintenance
92 ST NICHOLAS Avenue #5E
South Harlem
Active
$275,000
Co-op$1,000/mo maintenance
834 RIVERSIDE Drive #1E
Washington Heights
Active
$500,000
Co-op$405/mo maintenance
407 Keap Street #12
Williamsburg
Active
$450,000
Co-op$756/mo maintenance
1384 Pacific Street #A2
Crown Heights
Active
$800,000
Co-op$1,240/mo maintenance
565 W 169TH Street #6F
Washington Heights
Active
$110,000
Co-op$710/mo maintenance
185 E 163rd Street #E1
Concourse Village
Active
$650,000
Co-op$822/mo maintenance
100 St Nicholas Avenue #7E
Harlem
Active
$350,000
Co-op$717/mo maintenance
1993 Amsterdam Avenue #33
Washington Heights
Active
$299,000
Co-op$799/mo maintenance
13 W 106th Street #4A
Upper West Side
Active
3D
$475,000
Co-op$729/mo maintenance
1521 BERGEN Street #308
Weeksville
Active
$169,000
Co-op$569/mo maintenance
1001 Anderson Avenue #42
Highbridge
Active
$275,000
Co-op$407/mo maintenance
767 EASTERN Parkway #1B
Crown Heights
Active
$285,000
Co-op$517/mo maintenance
773 EASTERN Parkway #3C
Crown Heights
Active
3D
$349,000
Co-op$688/mo maintenance
128 W 138th Street #4B
Central Harlem
Active
$295,000
Co-op$675/mo maintenance
524 W 152ND Street #10
Hamilton Heights
Active
$139,000
Co-op$775/mo maintenance
424 E 115TH Street #2B
East Harlem
Active
$325,000
Co-op$429/mo maintenance
16 W 119TH Street #4C
South Harlem
Active
$279,000
Co-op$1,000/mo maintenance
501 W 156TH Street #26
Washington Heights
Active
$450,000
Co-op$855/mo maintenance
3115 Broadway #61
Morningside Heights
Active
$280,000
Co-op$583/mo maintenance
108 W 114th Street #4B
Harlem
Active
$710,000
Co-op$818/mo maintenance
517 W 48TH Street #5F
Hell's Kitchen
Active
$550,000
Co-op$755/mo maintenance
175 CLAREMONT Avenue #51
Morningside Heights
Active
$299,000
Co-op$604/mo maintenance
1212 Ocean Avenue #2A
Midwood
Active
$265,000
Co-op$726/mo maintenance
78 E 127TH Street #8
Central Harlem
Active
$325,000
Co-op$670/mo maintenance
2440 AMSTERDAM Avenue #5N
Fort George
Active
$280,000
Co-op$735/mo maintenance
50 W 112th Street #6-G
West Harlem
Active
$139,000
Co-op$692/mo maintenance
762 CAULDWELL Avenue #20
Longwood
Active
$340,000
Co-op$640/mo maintenance
155 W 106TH Street #3C
Manhattan Valley
Active
$425,000
Co-op$1,026/mo maintenance
35 Mt Morris Park W #3E
Harlem
Active
$115,000
Co-op$695/mo maintenance
318 E 151ST Street #4B
Melrose
Active
$220,000
Co-op$637/mo maintenance
3692 Broadway #24
Hamilton Heights
Active
$590,000
Co-op$1,281/mo maintenance
46-50 RIVINGTON Street #1C
Lower East Side
Active
$328,000
Co-op$853/mo maintenance
214 BRADHURST Avenue #6
Central Harlem
Active
$480,000
Co-op$1,072/mo maintenance
239 W 148TH Street #4C
Central Harlem
$299,000
Co-op$331/mo maintenance
695 9TH Avenue #5N
Hell's Kitchen
Active
3D
$110,000
Co-op$775/mo maintenance
424 E 115th Street #4C
East Harlem
Active
$105,000
Co-op$743/mo maintenance
1715 NELSON Avenue #4B
Morris Heights
Active
$95,000
Co-op$665/mo maintenance
1715 NELSON Avenue #5D
Morris Heights
Active
$120,000
Co-op$743/mo maintenance
1715 NELSON Avenue #5G
Morris Heights
Active
$450,000
Co-op$855/mo maintenance
3115 Broadway #61
Morningside Heights
Active
$200,000
Co-op$750/mo maintenance
557 W 150TH Street #31
Hamilton Heights
Active
$545,000
Co-op$979/mo maintenance
118 W 123RD Street #74
South Harlem
Active
$195,000
Co-op$1,144/mo maintenance
11 St Nicholas Avenue #2G
Harlem
Active
$310,000
Co-op$490/mo maintenance
157 W 123rd Street #5F
Harlem
Active
3D
$650,000
Co-op$956/mo maintenance
1809 Adam Clayton Powell Jr Boulevard #2D
Harlem
Active
$249,000
Co-op$642/mo maintenance
575 OCEAN Avenue #4B
Flatbush
Active
$245,000
Co-op$538/mo maintenance
451 W 166TH Street #4D
Washington Heights
Active
$319,000
Co-op$633/mo maintenance
537 W 133RD Street #13
Manhattanville
Active
$225,000
Co-op$625/mo maintenance
3692 Broadway #64
Hamilton Heights
Active
$428,000
Co-op$726/mo maintenance
421 Crown Street #16R
Crown Heights
Active
$230,000
Co-op$1,100/mo maintenance
185 E 163RD Street #B2
Concourse Village
Active
$330,750
Co-op$827/mo maintenance
457 W 35th Street #4E
Hudson Yards
Active
$379,000
Co-op$754/mo maintenance
515 W 135TH Street #3A
Hamilton Heights
Active
$205,000
Co-op$1,000/mo maintenance
526 W 158th Street #31
Washington Heights
Active
$530,000
Co-op$826/mo maintenance
513 W 157TH Street #3B
Washington Heights
Active
$799,000
Co-op$1,164/mo maintenance
47 Fort Washington Avenue #61
Washington Heights
Active
$600,000
Co-op$890/mo maintenance
1040 CARROLL Street #4J
Crown Heights
Active
$299,000
Co-op$766/mo maintenance
15 Fort Washington Avenue #4E
Washington Heights
Active
$450,000
Co-op$900/mo maintenance
715 9TH Avenue #3RN
Hell's Kitchen
Active
$395,000
Co-op$664/mo maintenance
824 ST NICHOLAS Avenue #45
Hamilton Heights
Active
$295,000
Co-op$756/mo maintenance
501 W 156th Street #25
Washington Heights
Active
$149,000
Co-op$920/mo maintenance
150 Featherbed Lane #3B
Morris Heights
Active
$450,000
Co-op$809/mo maint. + tax
47 Fort Washington Avenue #43
Washington Heights
Active
$1,800,000
Co-op$590/mo maint. + tax
141 Attorney Street #Apt 1A
Lower East Side
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.
2026 HDFC Income Requirements
Source: NYC HPD · nyc.gov/hpd · Updated Feb 2026
Income limits vary by building and are based on Area Median Income (AMI). Most HDFC co-ops require buyers to earn between 80% and 165% of AMI. The 2026 NYC AMI is $152,700 for a 3-person household (100% AMI).
80% AMI (1 person)
$95,040
Low-income threshold
120% AMI (1 person)
$142,560
Common HDFC limit
165% AMI (1 person)
$196,020
Upper HDFC limit
| Family Size | 80% AMI | 100% AMI | 120% AMI | 130% AMI | 165% AMI |
|---|---|---|---|---|---|
| 1 person | $95,040 | $118,800 | $142,560 | $154,440 | $196,020 |
| 2 people | $108,560 | $135,700 | $162,840 | $176,410 | $223,905 |
| 3 people | $122,160 | $152,700 | $183,240 | $198,510 | $251,955 |
| 4 people | $135,680 | $169,600 | $203,520 | $220,480 | $279,840 |
| 5 people | $146,560 | $183,200 | $219,840 | $238,160 | $302,280 |
| 6 people | $157,440 | $196,800 | $236,160 | $255,840 | $324,720 |
* Income limits shown are 2026 NYC HUD AMI figures. Each HDFC co-op sets its own threshold (commonly 120–165% AMI). Contact the listing agent or the building's board for the specific eligibility criteria of each property. Source: NYC HPD Area Median Income 2025.