Milton Coste

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Real Estate Blog

Market updates, regulatory changes, tips for buyers and sellers, and neighborhood insights from 25+ years in NYC real estate.

Featured Articles

NYC Cooling Law: Landlords Must Provide AC to Tenants Regulatory

January 29, 2026 · 6 min read

NYC Cooling Law: Landlords Must Provide AC to Tenants

Int 994-A (Cool Homes for All) mandates AC for all tenants who request it

NYC landlords must provide AC to any tenant who requests it. Int 994-A makes cooling a legal right by 2030. Complete compliance guide.

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NYC Landlords Must Disclose Rent-Stabilized Units Regulatory

January 29, 2026 · 5 min read

NYC Landlords Must Disclose Rent-Stabilized Units

NYC landlords must now post notices disclosing rent-stabilized units in their buildings. What landlords, brokers, and tenants need to know.

FARE Act: 6-Month Impact Report Regulatory

December 15, 2025 · 5 min read

FARE Act: 6-Month Impact Report

Six months after the FARE Act took effect, the NYC rental market has seen significant shifts in how broker fees are handled and who pays them.

NYS Warning: AI-Generated Listings Alert

November 20, 2025 · 4 min read

NYS Warning: AI-Generated Listings

The New York Department of State has issued a consumer alert warning homebuyers about AI-generated fake listings. Here's how to protect yourself.

NYC Real Estate: Q4 2025 Recap Market

January 5, 2026 · 6 min read

NYC Real Estate: Q4 2025 Recap

A comprehensive look at how the NYC real estate market performed in Q4 2025 and key trends to watch in the new year.

The Complete Guide to Queens Real Estate: 2026 Edition Borough Guide

February 2026 · 10 min read

The Complete Guide to Queens Real Estate: 2026 Edition

Queens offers the most varied real estate market in NYC, from luxury Long Island City highrises to Bayside single-family homes. Here's the complete 2026 data-driven guide.

2–4 Unit Multi-Family Investing in NYC: Complete Guide Investing

February 2026 · 10 min read

2–4 Unit Multi-Family Investing in NYC: Complete Guide

A 2-4 unit building in the Bronx or Southeast Queens can generate positive cash flow while you live in one unit. Here's how to find, analyze, and finance one in 2026.

Long Island City Real Estate: The Complete 2026 Guide Neighborhood Guide

March 2026 · 9 min read

Long Island City Real Estate: The Complete 2026 Guide

LIC median sale price: $969K (up 2.8% YoY) with a 112-day DOM and 1BR rents at $4,200. Queens' fastest-growing luxury market, with Manhattan in under 15 minutes by subway.

NYC Real Estate Market Report 2026: Data & Insights Market Analysis

March 2026 · 11 min read

NYC Real Estate Market Report 2026: Data & Insights

The 2026 NYC market shows recovery: Manhattan up 7.1% YoY ($1.2M median), Bronx up 16.8% ($730K), Queens up 7.3% ($735K). Inventory is tight, DOM is stabilizing. Full data breakdown inside.

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7 Mistakes First-Time NYC Buyers Make Tips

October 10, 2025 · 5 min read

7 Mistakes First-Time NYC Buyers Make

After helping hundreds of first-time buyers, I've seen the same mistakes repeatedly. Here's how to avoid them.

HDFC Co-ops: Complete 2026 Guide Guide

March 11, 2026 · 8 min read

HDFC Co-ops: Complete 2026 Guide

HDFC co-ops offer affordable homeownership in NYC, but come with unique rules. Here's your complete guide.

Washington Heights: 2026 Neighborhood Guide Neighborhood

March 11, 2026 · 7 min read

Washington Heights: 2026 Neighborhood Guide

Washington Heights offers affordability, character, and convenience in upper Manhattan. Here's your insider guide.

Bronx Real Estate: Why Smart Buyers Are Looking North Borough Guide

February 2026 · 9 min read

Bronx Real Estate: Why Smart Buyers Are Looking North

Bronx median sales prices rose 16.8% year-over-year to $730K. Riverdale, Mott Haven, and Parkchester offer the best value in all five boroughs. Here's what to know.

NYC Mansion Tax Explained: Complete 2026 Guide Taxes & Costs

March 2026 · 8 min read

NYC Mansion Tax Explained: Complete 2026 Guide

The NYC mansion tax ranges from 1% to 3.9% on sales over $1M. With Manhattan's median at $1.2M, most buyers are affected. Here's the complete breakdown with planning strategies.

How to Win a Bidding War in NYC (Without Overpaying) Buyer Guide

February 2026 · 8 min read

How to Win a Bidding War in NYC (Without Overpaying)

In neighborhoods where homes sell in under 49 days (Park Slope) or 64 days (Williamsburg), you must be ready to move fast. Here's a tactical playbook for winning competitive bids.

Renting vs. Buying in NYC 2026: The Math That Matters Market Analysis

March 2026 · 9 min read

Renting vs. Buying in NYC 2026: The Math That Matters

With 1BR rents at $4,550/mo in Manhattan vs. $2,600/mo in the Bronx, and home prices ranging from $688K (Staten Island) to $1.2M (Manhattan), the rent-vs-buy math varies wildly by borough.

Pre-Approval Strategy & Budgeting for NYC Homebuyers Buyer Guide

March 2026 · 8 min read

Pre-Approval Strategy & Budgeting for NYC Homebuyers

Getting pre-approved in NYC requires more documentation than most markets. With prices from $688K (Staten Island) to $1.2M+ (Manhattan), knowing your budget ceiling before you shop is essential.

NYC Real Estate Closing Costs: Complete Breakdown Taxes & Costs

March 2026 · 9 min read

NYC Real Estate Closing Costs: Complete Breakdown

Buyers in NYC pay 2–4% of the purchase price in closing costs; sellers can pay 6–8%. On a $1M sale, that's $60–80K out of pocket. Here's exactly what you'll pay and why.

FARE Act Explained: Who Pays Broker Fees in NYC Now? Regulatory

February 2026 · 7 min read

FARE Act Explained: Who Pays Broker Fees in NYC Now?

The FARE Act now requires the party who hires the broker, typically the landlord, to pay the broker fee. This ends years of tenants paying 15% of annual rent on signing.

NYC Renter's Rights 2026: Broker Fee Law & Updates Regulatory

February 2026 · 8 min read

NYC Renter's Rights 2026: Broker Fee Law & Updates

From the FARE Act to broker fee changes, 2026 brought major shifts for NYC renters. Here's your complete guide to renter protections, rights, and how to enforce them.

Hamilton Heights Real Estate: Historic Brownstones & Investment Neighborhood Guide

March 2026 · 9 min read

Hamilton Heights Real Estate: Historic Brownstones & Investment

Hamilton Heights median sale price: $873K with 77-day average DOM. A neighborhood of landmark brownstones, Columbia University proximity, and one of Manhattan's best remaining values.

Real-Time Market Reports: 5 Borough Price Tracking Market Analysis

March 2026 · 10 min read

Real-Time Market Reports: 5 Borough Price Tracking

Tracking NYC's 5 boroughs in real time: Manhattan $1.2M (↑7.1%), Brooklyn $973K (↓8.2%), Queens $735K (↑7.3%), Bronx $730K (↑16.8%), Staten Island $688K (↓1.8%). January 2026 data.

Selling a Co-op in Riverdale: What Fieldston & Spuyten Duyvil Sellers Need to Know in 2026 Guide

March 20, 2026 · 8 min read

Selling a Co-op in Riverdale: What Fieldston & Spuyten Duyvil Sellers Need to Know in 2026

Riverdale co-op sellers face flip taxes up to 10%, board transfer rules, and a market with 121 median days on market. Here is what to prepare for.

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